Oak Island Homes under $400,000

Welcome to Oak Island, North Carolina—a hidden gem nestled in Brunswick County, where coastal charm meets a laid-back lifestyle. Known for its stunning beaches, inviting community, and rich history, Oak Island is the perfect place for those seeking a serene escape or a vibrant coastal lifestyle.

With miles of pristine sandy shores and picturesque sunsets, Oak Island offers a plethora of outdoor activities. Whether you enjoy fishing, kayaking, or simply lounging by the ocean, this charming town has something for everyone. The local parks and nature trails provide ample opportunities for hiking and birdwatching, while the nearby historic sites and quaint shops offer a taste of the area’s heritage and culture.

For homebuyers looking for affordable options, Oak Island is a fantastic choice with a variety of homes available under $400,000. From cozy beach cottages to modern family homes, there’s a perfect fit for every lifestyle and budget. These properties not only offer comfort and convenience but also the opportunity to experience the joys of coastal living without breaking the bank.

With its friendly atmosphere, excellent schools, and a strong sense of community, Oak Island is an ideal place to call home. Whether you are a first-time buyer or looking to invest in a vacation property, the charm and affordability of Oak Island make it a prime destination. Discover your dream home in this idyllic coastal paradise and start living the life you’ve always envisioned!

Newest Oak Island Homes under $400,000

$329,900

2 Beds ⋅ 1 Baths ⋅ 100607032 MLS

This 2-bedroom, 1-bath Oak Island cottage pairs easy coastal living with a beautiful wooded 0.157-acre lot shaded by mature trees. Fresh paint and LVP flooring throughout give the interior a bright, updated feel, while the well-planned layout makes the most of every room. The spacious kitchen offers plenty of room for everyday meals or casual gatherings and connects conveniently to the laundry room. Outside, the front and rear porches provide inviting places to sip your morning coffee, catch an afternoon breeze, or unwind after a day at the beach. An outdoor shower makes it easy to rinse off the sand, and two backyard storage sheds offer space for bikes, beach gear, and tools; one shed has electrical service. Set on Oak Island's quieter west end, the home is minutes from the beach and close to the public fishing dock on Yacht Drive. The town also offers golf, tennis, pickleball, basketball courts, picnic areas, boat launches, public docks, and multiple water access points, with no HOA fees. Whether you're looking for a year-round home, a coastal getaway, or an investment opportunity, schedule your showing today.

114 Nw 23rd St, Oak Island

$400,000

2 Beds ⋅ 1 Baths ⋅ 100603087 MLS

Coastal charm in abundance in this quintessential Oak Island cottage, ideally situated just steps from the Intracoastal Waterway and marsh, and a quick two-minute drive or three-minute golf cart ride to the beach, local dining, and shopping. Frame-worthy curb appeal greets you with a classic white picket fence, lush coastal landscaping, and a dedicated firepit area ready for starlit gatherings. The inviting front screened porch, painted in soft coastal hues, features a ceiling fan, updated lighting, and ample room for both outdoor dining and relaxed lounging. Step inside to a bright main living space defined by a soaring vaulted ceiling with custom woodwork, rich character, a cozy fireplace, and low-maintenance tile flooring. Sunlit windows illuminate the room, which features a clever closet-to-beverage-center conversion perfect for entertaining. The kitchen is smartly designed with a cozy breakfast bar, crisp white backsplash, open shelving, abundant cabinetry, updated lighting, and stainless steel appliances. Down the hall, the primary bedroom is styled with privacy shades and curtains, while the second bedroom is outfitted with bunk beds to maximize sleeping capacity. The updated bathroom features crisp wall and floor tile, an upgraded vanity, modern lighting, and custom shelving. Outdoor living continues seamlessly out back with a second coastal-painted screened porch equipped with ceiling fans and room for dining, opening directly to a private hot tub. A custom raised wooden walkway connects the house to the attached carport, which houses the included washer and dryer and serves as the ideal golf cart perch. In the backyard, two versatile detached outbuildings offer endless flexible potential for a home office, gym, hobby space, or guest quarters. These two buildings are unpermitted. No HOA and not in a flood zone. Complete with built-in hurricane shutters for total peace of mind, this home is the ultimate turn-key retreat for coastal living.

318 Ne 58th St, Oak Island

$350,000

3 Beds ⋅ 2 Baths ⋅ 100601815 MLS

Dream big on Oak Island! This .33-acre double lot offers an exceptional setting to create your own beach oasis, surrounded by beautiful mature oak trees that bring shade, character, and that unmistakable coastal charm. Tucked into a peaceful island setting, it's a special piece of property ready for a fresh start. The value here is in the land, with the existing home best suited for removal rather than renovation. An estimated demolition cost of $15K provides a helpful starting point as you plan what comes next. Build your own island retreat or explore the potential to divide the property and build two homes for resale or short-term rentals, subject to zoning, permitting, and town approval. Priced with the property's current condition in mind, this double lot presents exciting potential for homeowners, builders, and investors alike. Bring your plans, imagine what could be, and create something truly special to live life beautifully on wonderful Oak Island.

2607 W Oak Island Dr, Oak Island

$387,000

2 Beds ⋅ 2 Baths ⋅ 100600930 MLS ⋅ Ocean Walk BLDG.

This beautifully maintained 2-bedroom, 2-bath condo in the desirable OceanWalk community on Oak Island could be your new Oak Island beach retreat! Whether you're looking for a relaxing beach getaway, a second home, or an investment property with rental potential, this inviting condo offers the location and lifestyle you've been looking for.Thoughtfully furnished and attractively decorated, the condo is well stocked and move-in ready, making it easy to settle in and start enjoying beach life right away. The open-concept living and kitchen area creates a comfortable gathering space for family and friends, while the well-equipped kitchen has everything you need for both everyday living and vacation stays.Step outside onto the charming balcony and enjoy a peek of the ocean--a lovely reminder of just how close you are to the beach. And close you are! The white sandy beach is just a short stroll away, making morning walks, afternoon swims, and sunset beach time wonderfully convenient.Located on the first level, this unit offers easy accessibility, and the building is equipped with an elevator for additional convenience. You'll also have two dedicated parking spaces, making coming and going a breeze. OceanWalk offers a wonderful setting for enjoying the best of Oak Island, with the beach, restaurants, groceries, ice cream, mini golf, and other island favorites all nearby. After a day in the sun, come home to enjoy the community pool and relaxing sunbathing area, with grills available for an easy evening cookout. Whether you're searching for your own coastal escape or an investment property that can generate rental income,6103 Ocean Walk is a wonderful opportunity to own a piece of Oak Island beach life. Well maintained, nicely furnished, conveniently located, and just a short walk to the sand--this one is ready to enjoy!

105 Se 58th St Unit # 6103, Oak Island

$305,000

3 Beds ⋅ 3 Baths ⋅ 100599858 MLS

This spacious single wide with 3 bedrooms and 2.5 baths is in a great location on a corner lot on NE 66th Street. There is a large screened porch, a carport, back deck and outdoor shower. With over 1400 square feet and lots of living area, this would make a great primary or second home.

202 Ne 66th St, Oak Island

$376,000

2 Beds ⋅ 2 Baths ⋅ 100593388 MLS

Opportunity awaits with this well maintained 2-bedroom, 2 full bath bungalow located less than a mile from the shoreline and only minutes from the 9th Street scenic walkover. Whether you're searching for your next investment or coastal getaway this home offers endless possibilities. Inside, you'll find a functional floor plan with recently installed LVP flooring, an additional sunroom/flex space at the front -- ideal for a home office, reading nook, or extra living area. Step outside to the screened-in back porch overlooking the backyard, complete with a cozy fire pit and a storage shed for beach gear, tools, or lawn equipment. Conveniently located near public beach access and other island attractions, this bungalow is well suited for investors or anyone looking to enjoy the relaxed Oak Island lifestyle. The home is also located in a X flood zone, offering additional piece of mind. Start imagining the possibilities and schedule your private tour today!

603 E Oak Island Dr, Oak Island

$215,000

100591294 MLS

Direct beach access at end of street and mobile home included at no additional fee! This 55 x 120 is zoned for mobile home or site built homes & is a short distance to the Beach!

103 Ne 66th St, Oak Island

$215,000

2 Beds ⋅ 1 Baths ⋅ 100590631 MLS

If you are ready to enjoy beach life, this a great opportunity. Priced at where just the land alone is gong for in this area makes this an excellent opportunity. We all know the 3 most important words in real estate and this one has it - Location, Location, Location! The town of Oak Island offers numerous amenities such as golf, tennis, pickleball, basketball, splash pad, picnic area, boat launches & public docks & water accesses yet NO hoa fees! Obviously, this is an ''As Is'' sale at this price

103 Ne 66th St, Oak Island

$399,900

3 Beds ⋅ 2 Baths ⋅ 100589420 MLS

Enjoy the west end Oak Island location of this three bedroom two bath home. This home can easily be your home away from home, rental investment, or your home sweet home. Aggressively priced, this house boasts an open great room with kitchen and master bedroom with private bath offers plenty of room for your group to stretch out and relax. The beautifully upgraded back veranda is perfect for watching nature. Holiday decorations ,beach chairs and toys can be stored in the good-sized storage building. Convenient to Swain's Cut Bridge for easy access to beaches.

115 Nw 20th St, Oak Island

5016 E Oak Island Dr Unit Apt 8, Oak Island

$399,900

3 Beds ⋅ 3 Baths ⋅ 100588890 MLS ⋅ Tranquil Harbor BLDG.

Experience effortless coastal living in this exceptional ocean-view condo on Oak Island. Thoughtfully designed to maximize its spectacular views, the open living spaces and private balcony provide the perfect setting for morning coffee or evening relaxation. Just moments from the beach, this turnkey retreat offers an ideal blend of comfort, convenience, and investment potential. Whether you're seeking a permanent residence or second home this is your opportunity to own a piece of Oak Island.

5016 E Oak Island Dr Unit Apt 8, Oak Island

$355,000

3 Beds ⋅ 2 Baths ⋅ 100581907 MLS

This charming coastal home offers the perfect blend of comfort, convenience, and investment potential. Enjoy a fenced backyard ideal for pets, outdoor gatherings, or simply relaxing in privacy. The screened porch and adjoining deck provide inviting spaces to enjoy the coastal breeze year-round. Located just one full block from direct beach access, you'll be only a short walk from the sand and surf. Mature Water Oak trees surround the property, providing abundant shade and enhancing the home's natural beauty. Designed in a distinctive log cabin style, the home blends coastal living with a mountain-inspired feel that sets it apart from typical beach properties. Inside, you'll find a cozy wood-burning stove that creates the perfect atmosphere for relaxing evenings, making it feel like a getaway in the mountains but by the sea. Whether you're seeking a primary residence, vacation getaway, or income producing property, this home delivers flexibility and value. Currently operating as a successful vacation rental, the property enjoys consistent bookings throughout the peak season, offering excellent potential for buyers interested in continuing its rental use. Book your showing today and experience firsthand the unique blend of beachside living and cozy cabin charm before it's gone!

110 Ne 72nd St, Oak Island

$390,000

3 Beds ⋅ 2 Baths ⋅ 100573855 MLS

One of the most competitive priced homes on Oak Island this Beach Cottage is a must see! Did we mention the sellers are offering a BUYER'S INCENTIVE of $2,500 closing cost credit! Nestled beneath beautiful live oaks, this charming 3-bedroom, 1.5-bathroom coastal cottage on Oak Island is the perfect beach retreat--fully furnished and move-in ready! Inside, you'll find a warm and inviting floor plan featuring a stunning stone fireplace, lvp flooring, French doors, updated windows, and a security system for added peace of mind. Major updates include a newer metal roof (2019) & HVAC system (2018), offering comfort and durability for years to come. Step outside to enjoy the expansive front yard, outdoor shower and backyard storage building-ideal for beach gear, golf carts, bikes & more. Located in the vibrant coastal community of Oak Island, residents enjoy an abundance of amenities including boat and kayak launches, a fishing pier, pickleball courts, playgrounds & a splash pad. Whether you're soaking in breathtaking sunsets, relaxing by the beach or entertaining friends and family, this island town offers something for everyone. Best of all, all furnishings convey with the sale, making this an exceptional opportunity for a primary residence, vacation getaway or turnkey rental investment. Come fall in love with this beach cottage-your Beach retreat awaits!

139 Ne 39th St, Oak Island

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