Not In Subdivision Homes under $400,000

Welcome to a hidden gem in the heart of the region, where the charm of a cozy community meets the allure of affordable living! Nestled outside of any formal subdivision, this area offers a unique opportunity for homebuyers seeking space, privacy, and a touch of nature—all without breaking the bank.

Here, you’ll find a diverse selection of homes priced under $400,000, perfect for first-time buyers, growing families, or those looking to downsize. The properties in this area boast a delightful mix of styles, from quaint single-story ranches to modern two-story homes, each with its own character and charm. Many of these homes feature spacious yards, ideal for outdoor gatherings, gardening, or simply soaking in the serene surroundings.

Living in this region means embracing a lifestyle that balances tranquility with convenience. You’re just a stone’s throw away from essential amenities, including grocery stores, schools, and parks, ensuring that everything you need is within reach. The absence of a formal subdivision means you can enjoy the freedom of unrestricted land, allowing for creativity in landscaping and outdoor activities.

Imagine sipping your morning coffee on a sun-drenched porch or enjoying evening strolls through tree-lined streets, all while knowing you’ve made a wise investment in a home that suits your budget. Whether you’re looking to settle down or find a charming getaway, this area offers a perfect backdrop for your next chapter. Explore the possibilities today and discover the beauty of living outside the subdivision!

Newest Not In Subdivision Homes under $400,000

$265,000

3 Beds ⋅ 2 Baths ⋅ 100607972 MLS

Circa-1940 two-story farmhouse on approx. 10 acres spanning the NC/VA line: 7.05 acres with the home in Gates County, NC, plus an adjoining 2.95-acre parcel in Suffolk, VA, conveyed together on one deed. Original wood floors, tall windows, multiple mantels, built-in shelving and spacious rooms on both levels. Horse-ready with three outbuildings, including a barn with four completed stalls and a tack room; two of the stalls open directly into the pasture, run-in style. Three paddocks open into one large pasture, plus a separate fourth paddock, all with horse wire fencing and hot-wire rope. Chicken coop. Well, septic, heat pump and metal roof. A great opportunity for a horse property, homestead or mini-farm ready for your vision. Sold as-is.

1460 Willeyton Rd, Gates

$249,000

4 Beds ⋅ 2 Baths ⋅ 100607959 MLS

Freshly updated and move-in ready on 6.8 acres! This 4-bedroom home is prepped and polished for a new owner looking for quiet, country living less than 10 minutes from Waynesboro. An efficient 1,152-square-foot split floorplan layout offers a central living area with family room, kitchen and dining space situated between the primary suite and three spare bedrooms with a hall bathroom. The entire home has been updated with new flooring, new paint, new fixtures, and all new kitchen with custom cabinets and stainless-steel appliances. The primary bedroom has a fully updated ensuite bathroom. The hall bath has undergone a complete refresh as well, with a stylish new vanity, fixtures and bath. The property is an excellent mix of open spaces and wooded areas, which also bring wonderful privacy and definition to the property. Located within 10 minutes of Waynesboro, the proximity to town affords an opportunity to enjoy the perks of country living without giving up the convenience of amenities, such as grocery, dining, retail and medical services, all a short drive away. A great opportunity...a move-in ready home with acreage to enjoy. ***Property to be conveyed includes 2 parcels: Burke County Map and Parcels 093 014B and 093 014H.

280 Harrison Rd, Waynesboro

$369,900

4 Beds ⋅ 2 Baths ⋅ 100607951 MLS

Step into the charm and character of this beautifully maintained 1950 brick home, ideally located on Main Street in the heart of historic downtown Wallace. Set on approximately half an acre, this distinctive four-bedroom, two-bath home offers the kind of craftsmanship, space and character that is difficult to find in newer construction--all within an easy walk of downtown restaurants, shops and local amenities. Inside, you'll find custom molding throughout, newly painted trim, 6-inch baseboards, picture railing, solid-wood interior doors, hardwood floors and tile baths. The home offers a traditional layout with separate living room, den, dining room, kitchen and laundry room, along with two stairways adding both convenience and character. The dining room features beautiful wainscoting, while the enclosed sunroom provides a wonderful additional space overlooking the backyard. The kitchen includes a Forno electric range installed in 2024, and the home offers plenty of storage, including a walk-in cedar closet and a walk-in closet in the front bedroom. New French doors were installed in 2025, and the upstairs bathroom received a new tub and tile surround the same year. A chest freezer remains with the home. Major improvements provide peace of mind for the next owner. A 26-kW Generac whole-house standby generator was installed in 2025. The Trane Combi-Pac HVAC system was installed in 2017, with a Trane upstairs unit added in 2019. The main architectural-shingle roof was installed in 2019, and the flat rubber roof was replaced in 2023. Exterior trim and dormers were freshly painted in August 2026, as were the interior back entrance and stairwell. Outside, the property continues to impress. The beautifully landscaped backyard includes a 12x14 gazebo, a 10x16 Walden shed installed in 2026, and a kitchen garden with raised vegetable beds and perennial herbs including sage, thyme, rosemary, oregano, basil, green onion and bay. A circular driveway provides ample parking, while the detached brick 1½-car garage adds valuable storage and workspace. With its brick construction, generous lot, mature surroundings, thoughtful updates and unbeatable downtown location, this is a home that offers something increasingly rare: **old-fashioned character, modern improvements and the ability to walk to the best of downtown Wallace.

413 E Main St, Wallace

$189,000

2 Beds ⋅ 1 Baths ⋅ 100607950 MLS

Adorable and recently updated, this 2 bedroom, 1 bath home is tucked away at the end of a cul-de-sac on East 8th Street. A large, private, fenced backyard offers plenty of room to relax, garden or entertain. With numerous updates and improvements, this home is move in ready and convenient to the hospital, schools, waterfront and Historic Downtown Washington. Offered at $189,000. Come see it for yourself!

400 E 8th St, Washington

$349,999

3 Beds ⋅ 2 Baths ⋅ 100607941 MLS

Just steps from Greenfield Lake and a few blocks from the Cargo District, this Dawson-Greenfield home was built in 1901 and rebuilt nearly top to bottom. The roof, HVAC, ductwork, plumbing, water heater, windows and doors have all been replaced, so the next owner starts fresh where it counts. The single-level layout flows from the living area into a kitchen built around a custom island, with new cabinetry, countertops, stainless appliances and lighting. Commercial-grade SPC flooring runs throughout. There are three bedrooms and two full baths, plus a walk-in closet and walk-in shower, and the washer and dryer convey. A 9-foot slider opens to a brand-new deck and a private, fenced backyard. According to the City of Wilmington Planning Department, the rear yard may accommodate an accessory dwelling unit, which opens the door to a guest suite, studio, home office or rental income. With no HOA, the home is also well positioned for short-term rental use under Wilmington's current STR permitting (buyer to verify). A ramped entry provides accessible access. Life here centers on the lake's trails, paddling and amphitheater concerts, with downtown and the riverfront only minutes away.

315 Meares St, Wilmington

$153,500

3 Beds ⋅ 2 Baths ⋅ 100607907 MLS

Looking for comfortable living with plenty of useful extras? This immaculately maintained, move in ready 3 bedroom, 2 bath home offers a great combination of comfort, functionality and outdoor living. Features include an open floor concept, LVP and ceramic tile flooring, large master closet, a designated laundry room and a well maintained interior. The shaded areas in the yard make it desirable to sit and enjoy the screened in front porch. A large, powered outdoor building sits in the back with an above ground swimming pool. With its practical layout and desirable features, this home is ready to welcome its new owner.

132 Church St, Rockingham

$179,900

2 Beds ⋅ 2 Baths ⋅ 100607880 MLS

Only two years old, this well-maintained home offers a comfortable, modern layout with luxury vinyl plank flooring throughout. The open floor plan creates an easy flow between the living area and kitchen, which features a pantry and convenient breakfast bar. The owner's suite is privately located at the rear of the home and includes an attached bath with dual vanities, a separate door providing added privacy for the shower and toilet area, and a spacious walk-in closet. A second bedroom is located at the front of the home, creating a split-bedroom feel, and features its own walk-in closet with easy access to the hall bath. Step outside and enjoy relaxing evenings on the back patio, complete with an attached storage room for added convenience. With its thoughtful floor plan and newer construction, this home is ready for its next owner!

539 Guill St, Thomson

$275,000

3 Beds ⋅ 2 Baths ⋅ 100607846 MLS

Welcome to 1431 Old Folkstone Road, where 1.31 acres, no HOA, and plenty of potential create an opportunity to make this property your own. This three-bedroom, two-bath home offers a spacious primary suite with a private bath and walk-in closet, along with an additional bonus room that provides flexible space for an office, hobby room, or other use. The enclosed front porch adds another place to enjoy the property, while outside you'll find an above-ground pool and storage shed. The pool was not opened this season, but the liner was recently replaced and is ready for some attention to bring it back to life. The home is ready for its next chapter and offers plenty of opportunity for personal touches and updates. The seller is offering $10,000 in concessions with an acceptable offer, providing buyers flexibility toward repairs, closing costs, or other allowable expenses. With over an acre of land, no HOA, versatile living space, and the opportunity to make improvements your own way, 1431 Old Folkstone Road offers plenty of possibilities. Some listing photos have been virtually staged using AI to remove personal belongings and clutter. No structural features or permanent property features are intended to be altered. Virtually staged images are for visualization purposes only.

1431 Old Folkstone Rd, Sneads Ferry

$160,000

3 Beds ⋅ 2 Baths ⋅ 100607840 MLS

Roll up your sleeves and unlock the potential! This Craven County property (part of property is located in Beaufort County as well) presents a prime opportunity for investors seeking their next flip or rental addition. Sold strictly AS-IS, this property is priced to reflect needed repairs and updates, offering significant upside for the right buyer. Featuring 3 bedrooms and 2 bathrooms total of 6 acres selling with home, this home offers a solid canvas for your next fix-and-flip, long-term rental, or equity-building project. Conveniently situated with easy access to [New Bern / Havelock / MCAS Cherry Point / local waterways], making it an attractive location for future buyers or tenants. Photos have been digitally altered with AI to show possible cleared conditions.

3223 Chandler Rd, Vanceboro

$399,999

3 Beds ⋅ 2 Baths ⋅ 100607832 MLS

Welcome to your own private slice of country living! Featuring a new HVAC system, new carpet, fresh interior paint, and additional improvements, this charming 3-bedroom, 2-bath home is move-in ready and offers the perfect blend of comfort, functionality, and room to enjoy the outdoors. Enjoy your morning coffee from the beautiful covered front porch overlooking the property. A fully fenced front yard provides an ideal space for pets, play, or outdoor activities, while the pasture extends beyond the fenced area, creating picturesque country views. With approximately 7 acres and plenty of open space, the property offers endless possibilities for livestock, gardening, recreation, or simply enjoying the peace and privacy of rural living. Inside, you'll find a spacious living room with built-in bookcases, along with a separate den that provides flexible space for entertaining, relaxing, or creating a home office. The kitchen features original wood cabinetry, a center island, and appliances that convey with the property. Newer energy-efficient windows throughout the home provide abundant natural light while enhancing comfort and efficiency. Outside, numerous improvements support a variety of lifestyles. A large storage building with a garage door and lean-tos on both sides offers excellent space for equipment, vehicles, or workshop use. The classic red barn is ideal for hay storage, farm equipment, hobbies, or additional storage. A well services both the home and the barn for added convenience. Additional features include a one-car carport, established dog kennels, a prepared area for an above-ground pool, and two RV hookups. Whether you're looking for room for animals, space for outdoor hobbies, or simply a peaceful place to call home, this move-in-ready property offers the acreage and versatility to make it your own. With beautiful pasture views, valuable recent updates, and an abundance of functional improvements, this is country living at its finest.

4846 General Howe Hwy, Riegelwood

$137,500

3 Beds ⋅ 1 Baths ⋅ 100607810 MLS

Recently remodeled 3 bedroom brick ranch at a great price! The home was completely remodeled in 2023 including new roof, windows, LVP flooring, kitchen cabinets, and paint. This one is move in ready! Tenant is in place and has small children and a pet so please allow 24 hours notice if possible for showing requests and afternoon appointments are preferred.

302 Keith Ave, Raeford

$125,000

3 Beds ⋅ 2 Baths ⋅ 100607814 MLS

Bring your vision and creativity to this 3-bedroom, 2-bath home, offering over 1,100 heated square feet on a generous .45-acre lot. Built in 1991, this property is ready for updates and offers an exciting opportunity for buyers looking to create a home that reflects their own style or investors searching for their next project. Inside, you'll find a functional floor plan with plenty of potential to reimagine and make your own. Step outside to a spacious fenced backyard with room for pets, entertaining, gardening, or simply enjoying the extra outdoor space. This property is ready for its next chapter. Bring your ideas and make it yours!

1609 Catherine Lake Rd, Jacksonville

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